Cutler Bay, FL · ZIP 33157 · 33189 · 33190Home & insurance inspections in Cutler Bay.
Wind mitigation, 4-point, roof certification and full home inspections for Cutler Bay, about 7 miles from my base in Homestead. Licensed, veteran-owned, and reports the same day or by the next morning.
Inspections Cutler Bay homeowners need most
67% of homes in Cutler Bay were built before 2000, so they're more than 25 years old. That's past the age when Citizens (20 years) and most private insurers (25 to 30) ask for a 4-point.
Even older homes earn wind mit credits for hip roofs, roof-to-wall straps, shutters and impact windows added over the years. Most homes have at least one feature that counts.
With a median build year of 1984, many roofs here have been replaced at least once. If yours is over 15 years old, a roof certification keeps it insurable.
Inspecting homes in Cutler Bay
Cutler Bay became its own town in 2005, in the area long known as Cutler Ridge. It runs east to Biscayne Bay, and the neighborhoods closest to the water sit in flood zones, so ask your insurance agent about flood coverage too. Most homes are single-family and owner-occupied, built from the 1970s through the 1990s.
What I do in Cutler Bay
Wind MitigationThe form that can lower the wind part of your premium.
4-Point InspectionRoof, electrical, plumbing and A/C for older homes.
Roof CertificationKeeps an older roof insurable.
Home InspectionEvery system, with photos, for buyers and owners.
11-Month Warranty InspectionA defect list before your warranty ends.
Pre-Purchase InspectionFor buyers in their inspection period.
Cutler Bay questions
Do you inspect homes in Cutler Bay?
Yes. It's about 7 miles from my base in Homestead, well inside my service area. I cover ZIP 33157 · 33189 · 33190.
Does my Cutler Bay home need a 4-point inspection?
Probably. 67% of Cutler Bay homes were built before 2000, and Citizens asks for a 4-point once a home is over 20 years old. Most private insurers ask at 25 to 30 years.
How fast can I get an inspection in Cutler Bay?
Call or text (786) 566-8836. Insurance inspections usually fit within the week, and reports go out the same day or by the next morning.
¿Hacen inspecciones en Cutler Bay en español?
Sí. Hacemos inspecciones en Cutler Bay y explicamos todo el reporte en español.
Also serving near Cutler Bay
Tell me about the house. I'll take it from there.
Send the address and what you need. I'll text or call you back with a quote and the next open time.
Open 7 days, 8am–8pm. Se habla español.
Your Captain is one call away.
Open 7 days, 8am to 8pm. Licensed Florida home inspector HI18810.