Palmetto Bay, FL · ZIP 33157 · 33158Home & insurance inspections in Palmetto Bay.
Wind mitigation, 4-point, roof certification and full home inspections for Palmetto Bay, about 10 miles from my base in Homestead. Licensed, veteran-owned, and reports the same day or by the next morning.
Inspections Palmetto Bay homeowners need most
85% of homes in Palmetto Bay were built before 2000, so they're more than 25 years old. That's past the age when Citizens (20 years) and most private insurers (25 to 30) ask for a 4-point.
Even older homes earn wind mit credits for hip roofs, roof-to-wall straps, shutters and impact windows added over the years. Most homes have at least one feature that counts.
With a median build year of 1976, many roofs here have been replaced at least once. If yours is over 15 years old, a roof certification keeps it insurable.
Inspecting homes in Palmetto Bay
Palmetto Bay became a village in 2002. It's mostly larger single-family homes, many on big lots, with neighborhoods near Biscayne Bay in flood zones. Three out of four homes were built before 1990, and higher home values make good wind mitigation documentation worth even more on the premium.
What I do in Palmetto Bay
Wind MitigationThe form that can lower the wind part of your premium.
4-Point InspectionRoof, electrical, plumbing and A/C for older homes.
Roof CertificationKeeps an older roof insurable.
Home InspectionEvery system, with photos, for buyers and owners.
11-Month Warranty InspectionA defect list before your warranty ends.
Pre-Purchase InspectionFor buyers in their inspection period.
Palmetto Bay questions
Do you inspect homes in Palmetto Bay?
Yes. It's about 10 miles from my base in Homestead, well inside my service area. I cover ZIP 33157 · 33158.
Does my Palmetto Bay home need a 4-point inspection?
Probably. 85% of Palmetto Bay homes were built before 2000, and Citizens asks for a 4-point once a home is over 20 years old. Most private insurers ask at 25 to 30 years.
How fast can I get an inspection in Palmetto Bay?
Call or text (786) 566-8836. Insurance inspections usually fit within the week, and reports go out the same day or by the next morning.
¿Hacen inspecciones en Palmetto Bay en español?
Sí. Hacemos inspecciones en Palmetto Bay y explicamos todo el reporte en español.
Also serving near Palmetto Bay
Tell me about the house. I'll take it from there.
Send the address and what you need. I'll text or call you back with a quote and the next open time.
Open 7 days, 8am–8pm. Se habla español.
Your Captain is one call away.
Open 7 days, 8am to 8pm. Licensed Florida home inspector HI18810.