Homestead, FL home inspectorNeed an inspection in Homestead? You found your Captain.
Wind mitigation, 4-point, roof certifications and full home inspections for Homestead and South Miami-Dade. Call or text for a free quote. Your report lands the same day or by the next morning.
Tap any gold dot on the house.
I'll show you what your insurance company looks at, and which report covers it.
What brings you here today?
Wind mitigation, 4-point or roof certification. Signed on the current state forms, ready to send to your agent.
Find out which reports I need → I'm buying a homeA full top-to-bottom inspection with photos, and you can add the 4-point and wind mit as a package for less, so you're ready for insurance on day one.
See what's included → My new home's warranty is endingThe 11-month inspection finds the builder's mistakes while they still have to fix them. Lennar, D.R. Horton and other South Dade communities.
Check my warranty date →Which inspection does your insurance need?
Move the sliders to match your home. You'll see exactly which reports make sense, then send it to me for a quote in one tap.
You likely need 3 reports
This is a guide, not an insurance decision. Your insurance company sets the final rules. Citizens requires a 4-point on homes over 20 years old; many private carriers ask at 25–30 years.
Every report, done right the first time
Insurers send back reports that are on the wrong form or missing photos. Mine go out on the current form, with a photo of every item, ready to forward to your agent.
Wind Mitigation
- Roof shape, roof-to-wall straps, roof deck nailing
- Windows, doors and garage door protection
- Photos of every feature
- Good for 5 years
4-Point
- Roof, electrical, plumbing and A/C
- Water heater TPR valve photo
- For Citizens and private insurers
Insurance Bundle
- Wind mitigation + 4-point + roof certification
- All three in one visit, about 90 minutes
- One call, one inspector, three signed reports
Full Home Inspection
- Every system, top to bottom, with photos
- Add the 4-point + wind mit as a package for less
- Report the same day or by the next morning
Also: 11th-month builder warranty, new construction phases, pre-listing, roof certification, condos and rentals.
What you can count on
Report by tomorrow morning
Most insurance reports go out the same day. Full inspections by the next morning, at the latest.
The right form, every time
Insurers reject old form versions. Every report is on the form your insurer accepts right now.
OIR-B1-1802 Rev. 04/26 · Insp4pt 03 25You talk to the inspector
No call center. The person who answers the phone is the person in your attic, and he'll explain it all after.
Plain English, y en español
No jargon. You'll know what's fine, what needs fixing, and what can wait.
What I actually check
Eyes on every slope of the roof, tape measure on the roof deck, thermal camera on the walls. Every photo here is from one of my own inspections.
local
Hi, I'm Evelio.
I'm a U.S. military veteran and a Florida-licensed home inspector, and I live right here in Homestead. When you call, you get me. When the inspection happens, it's me on your roof and in your attic, not a subcontractor.
I started Captain Home Inspector to help families here save on insurance and buy homes with their eyes open. I'll tell you straight what I find, in English o en español.
Three steps. That's it.
Call, text or send a request
Tell me the address and what your insurance asked for. I'll give you a quote and a time that works, usually the same day.
I inspect
Insurance inspections take about an hour. Full home inspections take 2 to 4 hours depending on size. You're welcome to walk it with me.
Report in your inbox
Signed forms and photos, ready to forward to your insurance agent or realtor. Questions after? Call me directly.
What Homestead homeowners say
Based in Homestead. Serving South Dade.
Most inspections are within 20 minutes of home base, so booking this week is usually easy.
Tell me about the house. I'll take it from there.
Send the address and what you need. I'll text or call you back with a quote and the next open time.
Open 7 days, 8am–8pm. Se habla español.
Straight answers
How much is a wind mitigation inspection in Homestead?
It depends on the home and which reports your insurance wants. Text or call (786) 566-8836 with your address and I'll give you a quote right away. If you need a wind mit, 4-point and roof certification, I do all three in one visit.
Does my home need a 4-point inspection?
Citizens Property Insurance requires a 4-point on new policies for homes more than 20 years old, dated within the last 12 months. Many private insurers ask at 25 to 30 years. If your home was built in the Hurricane Andrew rebuild (1993–1996), it has crossed that line.
How long is a wind mitigation report good for?
Insurers generally accept it for 5 years, as long as nothing on the house has changed. Since April 1, 2026, new inspections must use the updated form, OIR-B1-1802 Rev. 04/26. Older forms done within 5 years before that date are still accepted.
My roof is over 15 years old. Will my insurance drop me?
Florida law says an insurer can't refuse to write or renew a policy just because a roof is 15 years or older if an inspection shows it has at least 5 years of useful life left. A roof certification documents that.
What is an 11th-month warranty inspection?
Most new homes come with a 1-year builder warranty. Around month 11, I inspect the home top to bottom and give you a written list of defects to send the builder while they're still required to fix them.
Can I get a free wind mitigation through My Safe Florida Home?
Sometimes. The state program offers free inspections to eligible homeowners (income limits apply and there's a waiting list). If you need the report for a policy deadline, call or text and you'll usually have it within the week.
¿Hablan español?
Sí. Hacemos inspecciones y explicamos el reporte en español. Llame o mande un texto al (786) 566-8836.
Your Captain is one call away.
Open 7 days, 8am to 8pm. Licensed Florida home inspector HI18810.